We are passionate pioneers in payments.

The idea of sharing data and exposing APIs to third parties was usually routinely dismissed out of hand by financial institutions. But that’s beginning to change, as both regulatory and consumer demands are moving the world in the direction of open banking. Read More

Real-time payments (RTPs) have long been a dream for consumers and the financial industry alike, but so far have yet to become ubiquitous. In the U.S., the legacy systems used to run banks – and the rails on which payments are moved – simply weren’t built to handle RTPs. Read More

In the past five years, the B2C payments space has seen significant advances. The widespread adoption of mobile wallets, the rise of contactless payments in Asia, and high popularity of peer-to-peer payment platforms exemplify how B2C payment solutions are rapidly evolving to keep up with consumer demand for simplified, secure transactions. Read More

The EU Revised Payment Services Directive, or PSD2, came into effect January 2018. While this expansive regulation includes numerous updates, the requirement for financial institutions to participate in an open banking system is arguably the most disruptive. Read More

In Q4 2017, I touched on three data-backed reasons why Asia is the perfect incubator for fintech innovation. The region has leapfrogged legacy payment methods, China’s government endorsed the Social Credit System (SCS) – which translates into the greater potential to open the fintech market beginning in 2020 – and simply put, consumers in Asia are much less worried about online security when compared to consumers in America. Read More