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Superpowered interest-bearing deposits, courtesy of our ledger
Only Episode Six has a bank-grade ledger that powers interest-bearing deposit accounts.
Episode Six offers the ability to easily configure different interest tiers across your customer cohorts.
It’s easy to contextualize and incentivize behaviors, and dynamically adjust customers’ interest rates based on activity. Attach interest bearing-deposits to your existing account offerings.
The Episode Six ledger tracks the account balance, making managing accounts easy. Our ledger is dual entry, which ensures that the balance is valid, no matter the transaction volume. We handle the details, so you can focus on growing your business.
More than just a savings account
Episode Six offers a flexible, interest-bearing account that functions like a traditional bank account—with the added power of our advanced issuer processing and card management capabilities.
Episode Six allows you to tailor interest-bearing accounts any way you want them.
Set any interest tier on accounts, and choose between simple or compound interest.
Establish interest at a flat rate or variable based on account balance.
Set a minimum balance to accrue interest, and cap interest rates at a maximum balance.
Seamlessly attach a card to the account at any point in the account lifecycle.
Offer separate savings accounts attached to interest-bearing accounts, with a linked interest rate.
Offer savings accounts in multiple currencies.
More than just a savings account
Episode Six offers a flexible, interest-bearing account that functions like a traditional bank account—with the added power of our advanced issuer processing and card management capabilities.
Episode Six allows you to tailor interest-bearing accounts any way you want them.
Set any interest tier on accounts, and choose between simple or compound interest.
Establish interest at a flat rate or variable based on account balance.
Set a minimum balance to accrue interest, and cap interest rates at a maximum balance.
Seamlessly attach a card to the account at any point in the account lifecycle.
Offer separate savings accounts attached to interest-bearing accounts, with a linked interest rate.
Offer savings accounts in multiple currencies.
In addition to earning interest, these accounts come equipped with leading features like restricted spend controls, MCC block/unblock, and instant card issuance.
It's not just a savings account—it’s a full-featured, transactional account layered with the best of Episode Six’s platform, delivering everything from compliance-ready controls to real-time card functionality.
A sub-account to help your customers save
Our Savings Goals account is a lightweight interest-bearing deposit account designed to empower users to reach their savings targets.
This child account is linked to the interest-bearing account, and shares an interest rate. Funds can only be transferred to and from the primary account. Account holders transfer funds from their primary interest-bearing account to their Savings Goals account, and transfer back into their primary account when they are ready to spend.
Built for:
FAQs
How customizable are the interest rates and features?
Can I add on interest-bearing deposits to my current program?
Can I offer multiple savings or linked accounts?