Loans
Episode Six offers configurable, cloud-native loan products—built for real-time performance and seamless integration.
Not your standard loans
Episode Six enables banks, fintechs, and lenders to launch and manage a broad range of loan products—personal, business, commercial, and more—through our cloud-deployed, API-first platform.
Use Episode Six as your loan ledger and build high-margin financial products with the speed and flexibility today’s market demands.
Real-time loan ledgering
View up-to-the-second loan balances, transactions, and repayments—no batch delays.
Seamlessly added on
Already using E6 for cards? Add loans with minimal lift—no large-scale integration needed.
Flexible loan structuring
Support multiple loans per customer with shared or individual limits and highly configurable repayment logic.
Advanced repayment rules
Automate how repayments are distributed across loans to meet customer or regulatory needs.
Smart portfolio management
Attach loans to customer profiles and control everything via API—from payment reversals to interest rate tiering.
Sidecar-ready
Keep your core systems untouched—use E6 as a dedicated loan ledger alongside your existing customer relationship management tools.
Personalized rates
Configure rates based on risk appetite, fees, repayment schedule, loan length and loan value.
Not your standard loans
Episode Six enables banks, fintechs, and lenders to launch and manage a broad range of loan products—personal, business, commercial, and more—through our cloud-deployed, API-first platform.
Use Episode Six as your loan ledger and build high-margin financial products with the speed and flexibility today’s market demands
Real-time loan ledgering
View up-to-the-second loan balances, transactions, and repayments—no batch delays.
Seamlessly added on
Already using E6 for cards? Add loans with minimal lift—no large-scale integration needed.
Flexible loan structuring
Support multiple loans per customer with shared or individual limits and highly configurable repayment logic.
Advanced repayment rules
Automate how repayments are distributed across loans to meet customer or regulatory needs.
Smart portfolio management
Attach loans to customer profiles and control everything via API—from payment reversals to interest rate tiering.
Sidecar-ready
Keep your core systems untouched—use E6 as a dedicated loan ledger alongside your existing customer relationship management tools.
Personalized rates
Configure rates based on risk appetite, fees, repayment schedule, loan length and loan value.
Loans made easy, your way
Episode Six loan infrastructure enables you to offer loans for a variety of diverse use cases:
- Launch new consumer or commercial loan offerings
- Expand into lending without rebuilding your infrastructure
- Replace inflexible or legacy loan systems
- Enhance your existing Episode Six implementation with high-margin products
Any type of loan you can imagine
Our platform enables the support of multiple types of loan products including:
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Secured
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Unsecured
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One-time
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Personal
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Business
From BNPL to revolving credit to standard loans
- Configure loan settings such as payments schedules, pricing models and interest methods at any level you want, from program-wide, to cohort-based to an individual customer level.
- Access real-time loan information and customer management.
- Set up overdraft rules, and assign a fee for using the overdraft automatically.
- Unlike the batch updates, our competitors offer, we provide real-time processing.
- Our loans are API-enabled, and accessed via digital-first interfaces.
- Integrate our loans with other Episode Six products, from cards to installments.
