Episode Six provides a modern, API-first, and real-time payments platform that gives you the flexibility to build, launch, and manage a wide variety of card products and services. Our platform acts as a configurable engine, allowing you to design the exact card program you envision, without being limited by rigid card templates or legacy systems. This allows you to differentiate your brand and offer products that truly meet your customers' needs. 

You can issue a wide range of card products on our platform to power any payment use case. Our comprehensive suite of solutions includes credit, debit, prepaid, charge, commercial, virtual, and installment cards. We also support more specialized products, such as crypto cards, Cards-as-a-Service(CaaS) offerings, and credit builder cards. This breadth of product support, all from a single platform, eliminates the need for a patchwork of different systems. 

Our platform ensures real-time configurations through our self-service dashboard and a cloud-native infrastructure. This gives you the power to make instant changes, such as adjusting rates, spend controls, and rewards on the fly, without lengthy change request processes or development delays. This real-time agility allows you to react to shifting market trends, competitive pressures, or evolving customer needs instantly. 

Yes, our platform is highly configurable and built to support a full range of both consumer and commercial card products. We offer specific solutions for corporate cards and business credit that come with granular controls for expense management and reporting. For consumers, you can offer everything from standard credit and debit cards to specialized products like credit builder cards and BNPL features.

We enable instant issuance of cards in real-time, a core component of a digital-first strategy. This allows you to get virtual cards into the hands of your cardholders immediately, giving them a seamless way to pay. The Episode Six platform also supports web push-provisioning, which allows users to add their new virtual card to a digital wallet with a single tap, further enhancing the digital-first experience.

Yes, our platform supports configurable rewards structures as an add-on feature. You can easily define custom earning rules and offer a variety of incentives, including cashback, loyalty points, discounts, and even crypto rewards to drive customer engagement. Our rewards solution is API-driven and available out of the box, so you don't need additional integrations to get started.

Programmable controls are highly configurable settings that allow you to define granular rules for how a card can be used. These can include setting spending limits by amount or location, restricting transactions by merchant category codes, and configuring velocity controls to limit the frequency of transactions. This level of control provides the flexibility to create unique products for bespoke use cases.

Our platform is future-proof because it is built with a cloud-native infrastructure and a commitment to regular updates. This ensures that your card products can evolve with market demands, protecting your investment from becoming obsolete. Unlike rigid legacy systems, our platform is designed to be adaptable and scalable, allowing you to launch new products and features without needing a complete overhaul.

The benefit of an all-in-one ledger and cards platform is that it provides a unified solution for all your payment needs. This eliminates the need for a patchwork of different systems, simplifying your technology stack and reducing the complexity of managing multiple vendors. With a single, centralized platform, you can have a single source of truth for all transactions and accounts, which improves efficiency and accuracy.

Our platform facilitates global scalability with a proven infrastructure that is live in over 16 cloud regions across NAM, EMEA and APAC. This enables you to launch card programs in new markets quickly and securely. With built-in multi-currency support and localized options, our platform provides you with the capability to comply ensures with regional laws while maintaining global consistency across your offerings.