Decision Intelligence
Monitor transaction risk in order to reduce fraud.
Decision Intelligence offers real-time decision scoring, unique cardholder and transaction-level insights and reason codes to contextualize risk.
Issuers leveraging Decision Intelligence can:
A single transaction decision score to
increase approval rates and reduce declines.
Issuers can assess both the risk and reward of every transaction using advanced scoring algorithms and Mastercard proprietary data.
Higher revenue
Approve more genuine transactions without increasing risk exposure. Gain share of wallet by becoming the go-to payment choice for online shopping.
Greater loyalty
Reduce cardholder inconvenience from erroneous declines. Increase cardholder satisfaction by approving more transactions. Deepen consumer relationships through a more consistent, seamless shopping experience across all channels.
Lower costs
Decrease customer service costs due to fewer declines and more approved transactions. Retain revenue formerly lost to fraud chargebacks. Improve productivity and operational efficiency