Prepaid cards

Episode Six provides a highly configurable platform that offers robust features for prepaid card programs. Key features include instant issuance, which enables you to create and activate cards in real-time, and full tokenization for secure payments. The Episode Six platform also supports web push-provisioning, allowing users to easily add a virtual card to their digital wallet from a website. Additionally, our programmable controls give you the power to manage spend limits and configure card types to fit any use case.

Yes, our platform is highly adaptable and allows you to configure cards to be either reloadable or non-reloadable based on your specific program needs. This provides flexibility for different use cases, such as creating a one-time-use voucher versus a card that an employee can use for repeated payroll disbursements. This configurability is a key advantage, as it allows businesses to tailor their prepaid card solutions precisely to their objectives. 

Episode Six supports branded prepaid cards by providing our services both direct to market and as-a-service. This means that customers, such as banks or brands, can use our platform to offer their own branded card programs to their customers. This approach gives them full control over the customer experience and the brand relationship. Our technology acts as the engine behind the card platform, enabling the swift launch of branded prepaid cards and efficient transaction processing.

The key benefits of using Episode Six for prepaid card solutions include quick access to funds for cardholders, a flexible and modern platform that enables efficient product launches. For businesses, using prepaid cards instead of checks can lead to significant cost savings. This can also turn payouts from a cost center into a small revenue stream through interchange income.

Yes, our platform provides robust programmable controls that give you granular control over your prepaid cards. You can set specific spend limits, manage merchant category codes, and configure the card's behavior based on location or other specific rules. This allows you to tailor a card for a specific purpose, such as a travel card that is limited to certain categories or a corporate card with role-based limits.

Our prepaid card solutions are designed for a diverse audience, including global banks, digital banks, fintechs, lenders, and program managers. The Episode Six platform is particularly beneficial for industries like insurance, travel, and government that need to streamline their disbursement processes. It is a flexible solution that can be used by both large enterprises and innovative startups.

A prepaid crypto card is a specialized card that allows users to spend their cryptocurrency in real-world transactions. It works by converting the cryptocurrency to fiat currency at the point of sale, enabling the cardholder to use their digital assets wherever a regular card is accepted. Our platform's multi-value ledger is agnostic to the type of asset, so it can handle the conversion and transfer of value instantly and securely.

Tokenization is a key security feature that replaces sensitive card data, such as the 16-digit card number, with a unique, non-sensitive token. This process enhances security by preventing the actual card number from being exposed during a transaction. The token is then used by the payment networks to process the transaction, protecting the cardholder's information from being compromised.

Web push-provisioning is a method that allows a user to add a virtual card to their digital wallet (like Apple Pay or Google Pay) directly from a website or web browser. This feature eliminates the need for the user to download a mobile app or manually enter their card details, providing a seamless and frictionless experience for activating a card.

The Episode Six platform's flexibility allows you to launch prepaid card products and tailor them to specific use cases, such as travel, transit, or gift cards. You have the power to create the card you envision, with a wide range of configurable options and programmable controls to support even the most complex use cases. Our API-first approach means you're not limited by rigid, pre-defined templates.

Yes, our modern and flexible platform is designed for efficient product launches. By providing a configurable and modular system, we make it possible for customers to go from concept to launch in a matter of months, without the need for lengthy custom development cycles or replacing core systems. This speed to market is a key differentiator against rigid legacy systems.

Episode Six enables you to set prepaid card expiration dates via controls. The cards can be reissued as needed.