Commercial cards

Our platform is designed to help you create a wide variety of commercial card programs. You can create corporate expense cards for employees, fuel cards for fleets, and other specialized fleet cards, all of which can be configured with fine-tuned spending rules. The Episode Six platform's flexibility means you can design a program to fit a specific use case, from managing travel expenses to controlling disbursements for project-based teams.

A configurable card issuing platform is a flexible system that allows you to set custom parameters and spending rules for your commercial card programs. This includes defining specific limits, such as role-based limits and spending category restrictions, to control how and where your cards are used. The Episode Six platform's ability to be configured on the fly provides you with unparalleled control over your card programs and ensures they align with your business's specific policies.

Our platform supports a wide range of customizable B2B commercial card programs, including:

• Corporate expense cards – For travel, T&E, and general business expenses.
• Procurement & supplier payment cards – Streamline purchasing and manage supplier payments.
• Virtual cards for AP automation – Single-use or recurring virtual cards for secure vendor payments.
• Fleet & fuel cards – Optimized for vehicle and logistics expenses with real-time controls.

Businesses can design a tailored program that fits their industry and financial needs.

Yes! Our cloud-native platform allows you to:

• Instantly issue virtual or physical commercial cards with custom spending rules.
• Create role-based limits (e.g., managers vs. field employees) to prevent unauthorized spending.
• Enable auto-expiring or project-based cards for temporary or contractor use.
• Restrict spending categories (fuel only, office supplies, travel, etc.) for compliance.

With real-time API integrations, businesses get full control over card usage and employee spending.

Our platform supports a wide range of card types for your commercial programs within a single, unified infrastructure. This includes physical, virtual, debit, credit, and prepaid cards. The ability to issue different card types from one platform provides unparalleled flexibility and control, allowing you to choose the best option for each specific use case.

A modern, cloud-based platform offers greater flexibility, scalability, and security compared to outdated legacy systems. This architecture allows for the rapid deployment of new features and ensures your system can handle massive transaction volumes without performance issues. It provides a future-proof foundation that helps you avoid costly and time-consuming migrations down the road.

 Yes, our platform provides spending category restrictions as a powerful tool for expense management and policy enforcement. This feature allows you to control where your commercial cards can be used by setting rules for specific merchant categories. For example, you can restrict a fuel card to only be used at gas stations, or a corporate card to be used only for office supplies.

A key advantage is that we offer a single, unified infrastructure for all card types, providing unparalleled flexibility and control for your commercial card programs. Our platform is API-first, cloud-based, and configurable, which helps you launch and manage innovative products with greater speed than providers using traditional legacy systems. This "sidecar solution" model allows for immediate innovation without a disruptive migration.

Our platform is built to handle global payments and supports multi-currency transactions. This makes it an ideal solution for businesses with international operations, as it can process transactions in different currencies and even manage FX conversions seamlessly. This capability helps businesses expand into new markets more easily and efficiently.

Yes, our platform supports the issuance of both physical and virtual commercial cards from a single system. This gives you the flexibility to choose the best option for different use cases. For example, you can issue a physical card for in-person purchases and a secure virtual card for online vendor payments or employee subscriptions.

Our commercial card solutions are specifically designed to streamline B2B payments. They provide robust controls and detailed reporting to meet the unique needs of businesses, allowing them to better manage their supply chains and improve cash flow. The Episode Six platform can be configured to support complex B2B use cases, such as managing marketplace payouts and dynamic settlements.