Installments
Offer flexible installment loans to consumers and SMEs, before or after purchase—anywhere and everywhere.
What are you looking to build?
The time to offer your customers flexible repayment options is now
Installment payments models like BNPL are taking off globally.
Customers all over the world have adopted a new way to pay with flexible repayment options and predictable costs, empowering them to align repayment terms with their cash flow.
In the US, 55% percent of consumers have used the service.
The European market is projected to grow at a rate of 12% per year through 2030.
Asia Pacific is projected to grow at a CAGR of 11% through 2030.
An end-to-end seamless customer experience
Installments allow customers to access cash when they need it, without the red tape of a credit program.
You already have a view of your customers' finances: offer customized installment loans for those who desire repayment flexibility.
Installments loans enable you to offer personalized and proactive solutions, helping businesses and consumers manage their cash flow effectively while cultivating loyal banking relationships.
Loans like SMEs have never seen them
Consumers love options like BNPL—why not offer the same benefits to SMEs?
Our Business Now, Pay Later(TM) allows you to support your SME customers with instant access to the working capital they need. The climate is right for offering flexible SME installments: 75% of SMEs are turning to fintechs to solve cash flow issues. Now is the time for banks and non-bank FIs to offer dynamic, customer-centric installment plans.
Tailor loans to customers depending on their business model, cash flow, and needs.
Any installments experience you want to build
Configure and tailor any combination of products and capabilities to meet your customers' specific needs.
Our ledger enables a configurable installments program with any controls you want to set. You can lend funds with repayment established across a fixed schedule and set repayment to be interest-accruing or non-interest accruing. Funds can be lent out under a standalone line of credit, an existing line of credit, or with no line of credit.
