Credit cards

Break free from legacy and evolve your
credit product with a card issuing platform that frees you from being dependent on traditional providers.

Talk to an expert

Give your cardholders everything they want with Episode Six

Instant issuance

Enable cards in real time with digital-first capabilities.

Full tokenization

Ensure secure and efficient payments.

Web push-provisioning

Easily offer payments via web.

Fully configurable

Access our extensive library of merchant, authorization, and velocity controls. Set your own interest rates and billing cycles.

Installment payments

Allow customers to easily split transactions.

Not your standard card issuing platform

From your standard, straightforward credit cards to cards that fit any specific market and use case, Episode Six offers a full range of credit card solutions.

With Episode Six, it's easy for credit card issuers to create and manage revolving credit cards and other credit products that meet bank-grade security standards. Create your own branded cards to enable direct to market and as-a-service offerings. You can reward your customers with incentives in any currency.

The Episode Six platform offers full capability for an array of credit-specific features for consumer credit or commercial credit, all configurabale, to power your bespoke use case.
Cards - credit balance management
Balance management
Cards - credit interest configuration
Interest configuration
Cards - credit repayment hierarchies
Repayment hierarchies
Cards - credit repayment hierarchies (1)
Minimum-due calculations

Stand out in a crowded market

We offer an all-in-one ledger and cards with more configurability than you’ve ever seen. You don't need a patchwork solution when we've got all the features you need:

  • Instant issuance, transaction splitting, easy-to-view billing history via a single API.
  • Episode Six's platform allows you to create and tailor consumer, business, or corporate charge and traditional credit card products.
  • We can also support loans on credit accounts, balance transfers (funds transfer), and other revolving credit product features.
  • We've got the toolset to support differentiated features, personalized to your customers, empowering you to break free from the competition.
Cards - credit balance transfer
Cards - credit interest controls

Our card issuing platform is ready to help you launch

Episode Six offers the most credit features on the market, with everything in real time. The cards we power are being swiped right now across the world— and we can easily get you up and running anywhere.

Our cards are built to scale any sized market: from consumer and corporate cards to credit cards to build credit and virtual cards.

Is your product evolving? No problem. Our configurable platform makes it easy to flex in the future.

A simple solution for a complex product

Revolving credit products can be complex. The Episode Six platform is incredibly flexible, and our dashboard interface allows program managers a user-friendly experience to create and manage their credit products.

FAQs

How quickly can I launch a credit card program on your platform?

Our cloud-native, API-driven platform allows you to launch a credit card program in weeks. Whether you need consumer, commercial, or virtual credit cards, we provide real-time card issuance, seamless integration with digital wallets, and instant credit decisioning.

Can we customize credit limits, rewards, and interest rates?

No problem. Our platform supports your chosen credit limit, configurable rewards structures, and flexible interest rates. You have the keys to:

  • Real-time credit adjustments based on spending behavior
  • Custom rewards (cashback, points, discounts, or crypto rewards)
  • Variable APRs depending on creditworthiness or usage patterns
What types of credit cards can I issue on the Episode Six platform?

We support a variety of credit card products, including:

  • Consumer credit cards (with rewards, cashback, or BNPL features)
  • Corporate & business credit cards (with spend controls & reporting)
  • Charge cards (no preset spending limit, full balance due monthly)
  • Virtual credit cards (single-use or recurring for online purchases)
  • Credit builder cards (secured cards with an option to upgrade to unsecured)

Our platform gives you the flexibility to create a custom program that aligns with your business needs.

How does your platform support real-time credit approvals and transactions?

Our real-time ledger and platform enables real-time transaction approvals to reduce fraud risk, and immediate balance updates for a seamless customer experience. This ensures that your credit card users get fast, secure, and frictionless transactions every time.

What security features are built into your credit card platform?

Security is at the core of our platform. We provide:

  • Tokenization & encryption to safeguard cardholder data
  • Fraud detection with real-time alerts
  • Virtual cards & dynamic CVV for safer online transactions
  • 3D Secure for fraud prevention

Are you ready to build a credit card your customers will love? Contact us today.

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