Debit cards

Build a modern debit product that's
more than your average ATM card.

Talk to an expert

Debit cards can be managed and updated instantly through our flexible dashboard.

Create the exact card you want with robust account management settings and dynamic spending controls.
  • Issue
  • pause
  • lock
  • block
  • debit cards in real time.
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Any debit card you can dream up—we’ve got you covered.

Our debit card infrastructure enables digital-first debit card experiences, from business debit cards and consumer debit cards with underlying product and account types. 

With our API-driven debit card solution, you can add interest, fees, and child accounts, issuing a custom debit card your customers will love.

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Instant issuance

Get cards into the hands of your customers, no matter where they are.

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Payments network

Choose between working with our manufacturing partner network or easily connecting to your existing manufacturer.

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Real-time spend

Enable real-time spend with instant issuance and access to virtual cards.

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Overdraft

Ability to add overdrafts to accounts.

What can the right debit card offer your customers?

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Reliability and stability

Debit cards are tied to traditional bank accounts, ensuring they meet strict regulatory requirements. They're a secure option for customers who prefer a regulated financial product.

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Added benefits and interest

Debit cards can be linked to offer additional benefits, such as earning rewards on your spending or interest on balances.

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Advanced controls and security

Offer your customers debit cards with robust security features, including the ability to implement card locks and other controls, ensuring flexibility and safety for users.

FAQs

How quickly can we issue debit cards using the Episode Six platform?

Our cloud-native platform enables instant debit card issuance, whether physical or virtual. You can provision cards in real-time via API, push them to digital wallets, or issue physical cards with just-in-time printing and shipping.

Can we customize debit cards with spending controls and real-time rules?

Yes! Our platform allows you to set programmable spending rules based on merchant category, transaction limits, time of day, or location. You can also enable real-time transaction approvals to prevent fraud and block purchases that don't align with corporate spend policies.

What types of debit card programs can we launch?

Our flexible APIs allow you to design a card program that fits your business model. You can issue a variety of debit card
products, including:

  • Consumer debit cards (linked to bank accounts or wallets)
  • Corporate expense cards (with spending limits and category controls)
  • Gig worker payout cards (instant access to earnings)
  • Prepaid debit cards (reloadable or single-use)
How do you support real-time transaction processing?

Our cloud-native, real-time ledger ensures that every transaction is processed instantly. This allows for real-time balance updates, instant fraud detection, and immediate transaction approvals—critical for businesses that need speed and reliability. If you have your own ledger, or use another—no worries. With cooperative authorization, we can work seamlessly with your existing ledger.

How does your platform improve security for debit card transactions?

We use advanced security features such as:

  • Tokenization & encryption to protect cardholder data
  • Real-time fraud monitoring with customizable alerts
  • Dynamic CVV & virtual cards for enhanced security
  • 3D Secure & biometric authentication for online purchases

Our infrastructure is designed for maximum security and compliance, ensuring your debit card programs are safe, scalable, and
future-ready.

Ready to offer a debit card solution for your customers?

Contact us