---
title: "The Parallel Ledger: Modernize without replacing your core"
description: The Parallel Ledger is a cloud-native ledger that runs alongside your existing core. New product logic lives on the modern platform. Settlement, compliance, and reporting stay on the core — untouched.
image: https://episodesix.com/hubfs/Untitled%20design%20%281%29.png
---

 White Paper Download

# The Parallel Ledger: Modernize without replacing your core

Core replacement projects run years over schedule, cost tens of millions, and frequently fail. But standing still means losing ground to fintechs who ship in months.

There's a third path — and the world's leading banks are already using it.

A top 10 global bank used the Parallel Ledger approach to scale its digital wallet to millions of users and capture** ~70% market share** in a major Asian payments market — without replacing their core.

### Download the white paper

#### Episode Six is a global provider of enterprise-grade card issuing and ledger infrastructure for financial technology companies, banks, and brands.

![logo-hsbc](https://episodesix.com/hubfs/logo-hsbc.svg)

![Japan Airlines Logo White](https://episodesix.com/hs-fs/hubfs/Japan%20Airlines%20Logo%20White.png?width=107&height=60&name=Japan%20Airlines%20Logo%20White.png)

![logo-mastercard](https://episodesix.com/hubfs/logo-mastercard.svg)

![logo-visa](https://episodesix.com/hubfs/logo-visa.svg)

![Aspire Logo_White 1](https://episodesix.com/hs-fs/hubfs/Aspire%20Logo_White%201.png?width=114&height=33&name=Aspire%20Logo_White%201.png)

![Monavate Logo White](https://episodesix.com/hubfs/Monavate%20Logo%20White.svg)

![YouTrip Logo White 1](https://episodesix.com/hs-fs/hubfs/YouTrip%20Logo%20White%201.png?width=98&height=39&name=YouTrip%20Logo%20White%201.png)

![DCS Innov Logo White 1](https://episodesix.com/hs-fs/hubfs/DCS%20Innov%20Logo%20White%201.png?width=111&height=43&name=DCS%20Innov%20Logo%20White%201.png)

![Dash.fi](https://episodesix.com/hs-fs/hubfs/Dash.fi.png?width=348&height=348&name=Dash.fi.png)

![Credit Corp Logo White 1](https://episodesix.com/hs-fs/hubfs/Credit%20Corp%20Logo%20White%201.png?width=124&height=60&name=Credit%20Corp%20Logo%20White%201.png)

![SHB Logo White 1](https://episodesix.com/hs-fs/hubfs/SHB%20Logo%20White%201.png?width=130&height=28&name=SHB%20Logo%20White%201.png)

![UAFinance Logo White](https://episodesix.com/hubfs/UAFinance%20Logo%20White.svg)

![Atono Logotype White 1](https://episodesix.com/hs-fs/hubfs/Atono%20Logotype%20White%201.png?width=117&height=27&name=Atono%20Logotype%20White%201.png)

![OTT Logo White 1](https://episodesix.com/hs-fs/hubfs/OTT%20Logo%20White%201.png?width=128&height=37&name=OTT%20Logo%20White%201.png)

![Nomi Health Logo White 1](https://episodesix.com/hs-fs/hubfs/Nomi%20Health%20Logo%20White%201.png?width=139&height=29&name=Nomi%20Health%20Logo%20White%201.png)

[ Explore Parallel Ledger ](https://episodesix.com/solutions/parallelledger)